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Old Aug 29th 2016, 02:02 PM   #1
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Joined: Sep 2012
From: Wichita Falls, Tx

Posts: 345
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I Ride: red 2015 Multistrada
foremost insurance

So, this will be my experience with Foremost insurance, but it seems to be very common. I bought my Multistrada on June 25th. I decided to try Foremost because the rates were reasonable. I set it up over the phone, and they were going to email me a couple of papers to sign and scan back in to email back to them. I never could get the pdf files in the emails to show up properly, no matter which email account they were sent to. The files were always corrupted.

I finally did get one to show up and print off, but the value of the bike was listed at $12000. That was way off, it should be around $17950. The guy on the phone assured me that in the contract it was listed at 17950.

We had set up auto-draft out of our checking account. Only one payment came out. The next month didn't get drafted out. I called and he said they would just wait a couple of weeks and reset the draft date. That was weird that a company would wait two weeks to get their money. Well, it didn't get drafted and was told my policy would be cancelled. The guy on the phone said the policy wouldn't be, but it was. The confusion was irritating, so I just decided to switch to State Farm, whom I had with my Panigale.

A little research of reviews revealed that many others had similar problems. A lot of people had their bikes totaled out and Foremost would only pay a fraction of what the bike was only worth, even though the bike was appraised higher. I can't tell you how many negative reviews there were like this. I don't know if anybody on here has had good experiences with them, but I just wanted to post my experience to help someone avoid a potentially bad situation.
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